Life insurance is an excellent financial tool that can be used in many ways, and Johnson Financial Group Inc. are experts in the many uses of life insurance, and we offer many types of life insurance: term life insurance, universal life insurance, whole life insurance, final expense or burial life insurance, life insurance for people with medical conditions, simplified issue and guaranteed issue life insurance, no-medical exam life insurance, second-to-die and survivor life insurance, life insurance as a long-term investment vehicle, life insurance as a tool for estate planning, life insurance as a tool of the business owner, etc - we are insurance strategists, and we can show you how to use life insurance to accomplish many goals.
Purchasing life insurance is one of the most important financial decisions that you will ever make. The policy that you choose may make the difference in whether your family or your business continues financially if you are no longer there.
Because life insurance is so important, it makes sense to consult with an experienced professional before purchasing a policy. You can trust Johnson Financial Group to help you choose the right policy for your particular needs.
Life Insurance should be the backbone of every good financial plan or estate plan. The main purpose of life insurance is to provide cash, (the death benefit), to a person's family members and/or loved ones (beneficiaries), in the event of their passing away. Losing a loved one can be painful enough without the added financial stress that can come with the loss of that family member's income. The tax-free proceeds from a life insurance policy can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more.
In addition to providing a death benefit, having the right coverage in place beforehand could provide living benefits as well, such as reducing the taxes on an estate, or even provide long term care benefits. There are many ways to use life insurance, just as there are many types of life insurance policies.
At Johnson Financial Group, we are here to help you to determine your life insurance needs, necessary coverage amounts, and help you choose what type of policy will be best for you. We offer the most competitive pricing from hundreds of top rated carriers, with solid financial backgrounds. You can get instant, personalized term life insurance quotes now by clicking the button below. We guarantee that we will NEVER sell or give your information to anyone else, and there is no obligation to purchase.
Or, feel free to call us at 443-807-7311 and we will gladly discuss your needs, answer any questions that you may have, and then suggest the right life insurance program for you.